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10:40 AM – 11:30 AM Panel Discussion – Microfinance, Technology and Financial Inclusion Moderator : Cynthia Achieng, Media Coordinator, Biashara Leo Magazine Building Resilient Digital Finance Ecosystems Panelists: Beryl Owino – Kopo Kopo Digital Payments and the Future of Africa’s Cashless Economy Dr. Patrick Gathondu – Chief Executive Officer, BIMAS Kenya Scaling Financial Inclusion Through Technology-Driven Lending Models Lispah Maina – Credit and Business Development Manager, MESPT Enhancing Financial Inclusion through Tech- Driven Value Chain lending Caroline Karanja – Chief Executive Officer, AMFI-K The Role of Policy, Innovation and Collaboration in Shaping the Future of Microfinance. Agnes Muthoni – Head of Growth Strategy, Tala Kenya The Great Stride – From Collateral to Data Driven Lending